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LEGISLATIVE UPDATES
88th Texas Legislature
Issue 88.20 Bill Effective Dates Doug Foster Director of Regulatory Affairs doug.foster@mortgagelaw.com With nearly a…
88th Texas Legislature
Issue 88.19 HB 2127 preemption of local regulation Doug Foster Director of Regulatory Affairs doug.foster@mortgagelaw.com…
88th Texas Legislature
Issue 88.18 Remote Ink Notary (RIN) Doug Foster Director of Regulatory Affairs doug.foster@mortgagelaw.com This week…
88th Texas Legislature
Issue 88.17 HB 1195 and County’s ability to require Photo ID’s Doug Foster Director of…
88th Texas Legislature
Issue 88.16 Attracting Appraisal Applicants. Doug Foster Director of Regulatory Affairs doug.foster@mortgagelaw.com One thing you…
88th Texas Legislature
Issue 88.15 Senate Bill 1568 entities serving as a trustee. Doug Foster Director of Regulatory…
88th Texas Legislature
Issue 88.14 Senate Bill 768 Data Security Breach Reporting Doug Foster Director of Regulatory Affairs…
88th Texas Legislature
Issue 88.13 The First Bill of Interest Up for Vote in the House Doug Foster…
88th Texas Legislature
Issue 88.12 Home Equity Loan Signing Locations Doug Foster Director of Regulatory Affairs doug.foster@mortgagelaw.com The…
88th Texas Legislature
Issue 88.11 First Bill of interest clears the Senate Doug Foster Director of Regulatory Affairs…
88th Texas Legislature
Issue 88.10 Bill Filing Closes & Committee Work Begins Doug Foster Director of Regulatory Affairs…
88th Texas Legislature
Issue 88.9 – Texas Advocacy Day at the Capitol Doug Foster Director of Regulatory Affairs…
CLIENT MEMOS
MortgageLaw Minute – 2024 Updates at the Texas Department of Savings …
The Texas Department of Savings and Mortgage Lending held its 12th Annual Mortgage Industry Seminar…
MortgageLaw Minute – Lenders Beware: The CFPB’s “Repeat O …
September 16, 2024, is the effective date for the final rule creating the CFPB Nonbank…
MortgageLaw Minute: The NAR Settlement and Realtor Practice Changes
Last Halloween, a jury verdict in Kansas City, Missouri sent shockwaves through the residential real…
MortgageLaw Minute: Texas Department of Savings and Mortgage Lending Issues …
All Texas state agencies are required to review their rules for relevancy every four years….
MortgageLaw Minute: Key Considerations for Lenders Offering Texas Home Equi …
Recently we have seen an increase in the number of lenders interested in offering home…
MortgageLaw Minute: Biden Administration Announces Loan Forgiveness Program …
Today, the Biden Administration announced an “out-of-this-world” initiative aimed at providing relief and support to…
MortgageLaw Minute: Texas Department of Savings and Mortgage Lending Highli …
In its February 2024 Emerging Issues Meeting, the Texas Department of Savings and Mortgage Lending…
Marty Green and Peter Idziak Speak with American City Business Journals on …
Following a verdict in November that ordered groups of real estate companies and the National…
MortgageLaw Minute: The Necessity of Independent Lender Counsel in Texas
Lenders new to the Texas market are often surprised that Texas law requires the mortgage…
MortgageLaw Minute: Recent Texas Real Estate Research Survey of Industry Se …
Doug was recently elected Advisory Committee Chairman for the Texas Real Estate Research Center at…
MortgageLaw Minute: 2023 Updates at the Texas Department of Savings and Mor …
11th Annual Mortgage Industry Seminar The Texas Department of Savings and Mortgage Lending will hold…
MortgageLaw Minute: Texas Property Tax Reductions – Benefits and Ot …
As you may have heard, the citizens of Texas will vote on a Constitutional Amendment…
REGULATORY UPDATES
Can You Close a Loan with Title Vested in a Life Estate? Fannie Mae Says Ye …
Fannie Mae recently updated its Selling Guide FAQ to address whether a mortgage secured by…
FHFA Announces 2023 Conforming Loan Limit Values; Limits in Certain High-Co …
On November 29th, the Federal Housing Finance Agency (“FHFA”) announced that for 2023, baseline conforming…
CFPB Receives Pushback on Interpretive Rule Promoting States’ Authori …
Last month, we discussed Consumer Financial Protection Bureau’s (CFPB) May 19, 2022 Interpretive Rule, which…
CFPB Clarifies Authority of States to Enforce The Consumer Financial Protec …
On May 19th, the Consumer Financial Protection Bureau (CFPB) issued an interpretive rule clarifying the scope…
Revised: All things New at Texas Savings and Mortgage Lending
New – Commissioner The Search Committee of the Texas Finance Commission has narrowed its search…
Legislative Changes to Homestead Property Tax Exemption Effective January 1 …
Under Texas law, prior to January 1, 2022, persons buying residence property had to wait…
MORTGAGE BYTES
Texas Home Equity Lending and Prohibited Additional Collateral Part One: No …
Tye McWhorter and Mimi Paxson with Mortgage Law Minute Live talk about Texas Home Equity…
July 2021 – MortgageLaw Minute Live
The Current State of General Qualified Mortgages and Ability to Repay Requirements under Regulation Z
Mortgage Law Minute Live – April 29, 2021: Land Trusts in Texas ̵ …
Land Trusts in Texas – What Lenders should know
Polunsky Beitel Green Mortgage Law Minute LIVE Episode 2
Changes to Freddie Mac Selling Guide Regarding Powers of Attorney by Tye McWhorter hosted by…
MortgageLaw Minute Live: TX Regulators Adopt Amendments to Home Equity Lend …
Peter Idziak, Associate Attorney with Polunksy Beitel Green discusses that Texas Regulators Adopted Amendments to…
Texas Home Equity Lending and Prohibited Additional Collateral Part Two  …
aTexas Home Equity Lending and Prohibited Additional Collateral Part Two – Jan 2022Texas Home Equity…