Client Memos

MortgageLaw Minute: Texas Department of Savings and Mortgage Lending Highlights “Team Name” Requirements

In its February 2024 Emerging Issues Meeting, the Texas Department of Savings and Mortgage Lending highlighted the statutory and regulatory requirements for the use of “team names” by mortgage companies, mortgage bankers, and individual mortgage loan ... Read More

Marty Green and Peter Idziak Speak with American City Business Journals on NAR Verdict, State of the Housing Market

Following a verdict in November that ordered groups of real estate companies and the National Association of Realtors to pay damages totaling $1.78 billion, Marty Green spoke with American City Business Journals on the possible impact of the ruling ... Read More

MortgageLaw Minute: The Necessity of Independent Lender Counsel in Texas

Lenders new to the Texas market are often surprised that Texas law requires the mortgage loan closing documents be prepared (or reviewed) by a Texas-licensed attorney. Sometimes lenders entering the Texas market will ask a title company for a ... Read More

MortgageLaw Minute: Recent Texas Real Estate Research Survey of Industry Sentiment Highlight Increasing Regulatory Burden

Doug was recently elected Advisory Committee Chairman for the Texas Real Estate Research Center at Texas A&M University. He writes this month to highlight The Center’s monthly survey on real estate industry sentiment and potential causes of the ... Read More

MortgageLaw Minute: 2023 Updates at the Texas Department of Savings and Mortgage Lending

11th Annual Mortgage Industry Seminar The Texas Department of Savings and Mortgage Lending will hold its 11th Annual Mortgage Industry Seminar on November 6th, 2023. The Mortgage Industry Seminar is held in conjunction with the TMBA Education ... Read More

MortgageLaw Minute: Texas Property Tax Reductions – Benefits and Other Considerations

As you may have heard, the citizens of Texas will vote on a Constitutional Amendment regarding property taxes on November 7, 2023. Proposition 4 if passed will raise the state mandated school tax homestead exemption to $100,000 from $40,000. There ... Read More

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