Polunsky Beitel Green
Attorneys at Law
With mortgage rates at an all-time high, lenders are offering a variety of new loan products designed to attract borrowers by counteracting rising mortgage rates. Peter Idziak’s recommendation that buyers and sellers consider temporary mortgage ... Read More
On November 14, 2022 the CFPB filed a petition for a writ of certiorari with the United States Supreme Court, seeking to overturn the Fifth’s Circuit opinion in Community Financial Services Association of America (CFSA) v. CFPB, which vacated the ... Read More
With mortgage rates continuing to climb and additional rate hikes by the Federal Reserve Open Market Committee on the horizon, affordability concerns continue to impact prospective homebuyers across the nation. Peter Idziak has identified a ... Read More
Last month, we discussed Consumer Financial Protection Bureau’s (CFPB) May 19, 2022 Interpretive Rule, which sought to clarify the scope of state enforcement authority found in Section 1042 and other sections of the Consumer Financial Protection Act ... Read More
As affordability continues to present challenges to prospective homebuyers, adjustable-rate mortgages are often discussed as one solution. Peter Idziak has identified a lesser-known option gaining popularity with buyers and sellers: temporary ... Read More
The Current State of General Qualified Mortgages and Ability to Repay Requirements under Regulation Z ... Read More